Fiduciary Services

At APS Pension & Financial Services, we provide comprehensive fiduciary services designed to help plan sponsors manage their responsibilities with confidence and compliance. As a trusted investment advisory firm, we adhere to the highest fiduciary standards, ensuring that all investment decisions are made in the best interests of our clients and their stakeholders.

Our fiduciary services include:

Investment Oversight & Due Diligence

We conduct rigorous due diligence and ongoing monitoring of investment options, ensuring alignment with plan objectives, risk tolerance, and regulatory requirements.

Plan Governance & Compliance

We help plan sponsors navigate complex regulatory frameworks, including ERISA guidelines, by implementing best practices in fiduciary governance and documentation.

Investment Policy Statement (IPS) Development

We assist in drafting and maintaining an IPS to establish clear investment guidelines, ensuring consistent decision-making and accountability.

Performance Benchmarking & Fee Analysis

We provide in-depth performance analysis and fee benchmarking to ensure investment selections remain competitive, cost-effective, and aligned with industry standards.

Plan Design & Recordkeeping Integration

We collaborate with plan sponsors to optimize plan design, integrate recordkeeping partners, and enhance overall plan efficiency.

Participant Education & Support

We offer customized financial education programs to empower plan participants, helping them make informed decisions about their retirement savings.

Ongoing Fiduciary Training & Support

We provide fiduciary training and guidance to help plan sponsors and committees stay informed of evolving regulatory requirements and industry best practices.

At APS Pension & Financial Services, our commitment to fiduciary excellence ensures that our clients receive strategic and transparent advice. We prioritize long-term financial success while managing risk and enhancing plan performance.