"It takes a smart person to make money, and a genius to hold on to it," says George Mattera, chairman of APS Pension & Financial Services (Uniondale). For many successful owners of businesses and professional practices, that genius comes in the form of the specialized expertise APS offers. In critical matters such as retirement plans, estate planning, investment strategies, family business preservation and asset protection, APS offers a high level of knowledge and service, according to George. In fact, many accountants and attorneys, as well as insurance professionals, refer their clients to APS for specialized assistance in these areas.

The firm's knowledge in pensions and estate planning enables them to develop creative strategies to maximize their clients' financial positions and achieve specific goals, working closely with the client and the client's attorney and accountant, APS integrates multiple disciplines to ensure that every important factor is taken into account.

Client's goals are often complex with many considerations involving Federal & State laws, tax regulations and conflicting desires among the parties concerned. There have been many instances where APS's knowledge and strategies enabled clients to achieve what appeared to be impossible goals.

APS's knowledge in pensions and estate planning is recognized by authorites in the field, according to Steve Abramson, Presisdent. For the past 20 years, APS has been an authorized provider of continuing professional education (CPE) credits for CPA's in New York and New Jersey. Both accountants and attorneys attend APS's pension and estate planning seminars, which are given periodically throughout LI and NYC

Founded nEarley 25 years ago by George and Steve, the firm is headed by the two founders along with David Pavel, vice president, who oversee all tehnical pension services. APS focuses primarily on owners of closely held businesses and professional practices throughout NYC, LI and the tri-state area. In addition, the firm serves clients across the nation from Florida to Maine and the Midwest to California.

The current staff of 20 employees includes executive assistant Betty Smith, executive assistant Virginia Llewellyn, three pension plan administrators, three 401K plan administrators, a pension paralegal and other key support staff. "The company only hires experienced, highly qualified personnel," Steve pointed out.