APS acts as an on-going consultant for its clients, generally as part of its annual fee. It is just one other part of our comprehensive service. We are available by face-to-face meeting or telephone to discuss matters relating to pensions, estate planning and insurance. We respond to questions as well as originating discussions because of new laws or investment opportunities.

We also offer these same professionals services on a fee-basis or retainer. Our expertise may be required for a business person with a need-to-know or by accountants or lawyers who have specific questions that needs expert advice quickly. We serve in whatever capacity is desired for a day or on a continuing basis.