Pensions are a major consideration for businesses today. They are the primary means of sheltering income and reducing business tax liability as well as a key segment of an employee benefits program. And, pensions are the single most important item on the agenda of business owners seeking a means of substantial retirement income. We know how to design the proper program for a specific business situation and how to keep it running effectively over the long run.

To build the "right" program, we review all the pertinent financial data, meet with the principles and their advisors, and establish the long and short term goals. Our principles take all these factors into consideration before designing the final plan which may take the form out of profit sharing, Keogh, 401(k), defined benefit or other qualified or non-qualified program. After the plan has been adopted, APS maintains continuous hands-on monitoring for the purpose of advising the client of current performance and projected results.